How to Save on Your Homeowners Insurance
Insurance companies have a variety of credits available to help you save money on your homeowners insurance policy. But what are home insurance credits and how can they help reduce your premium? The cost of your policy is largely based on how likely your home is to get damaged and how much it will cost to rebuild it. That’s why making your home more resistant to windstorms and other natural disasters lowers your premium. If you install impact windows or reinforce your roof, for example, your insurance carrier may give you credits for making your home safer and reducing the chances of windstorm damage. Those credits result in credits, which lowers the cost of your homeowners insurance.Turn Home Safety into Savings
Wind mitigation is the process of adding features to your home, like impact windows, to help it resist high winds caused by major storms or hurricane.
If you’ve added wind mitigation features to your home, you will need to provide your insurance company with an inspection report to apply that credit.
Florida wind mitigation inspections are valid for five years. Schedule a windstorm inspection now and you can save money on your home insurance premium every year for up to five years!
When you combine a 4-Point and Wind Mitigation, or a 4-Point and Opening Protection Inspection, you’ll save even more!
Inspections to Help You Save
Save with a Wind Mitigation Inspection
A wind mitigation inspection checks your home's impact and wind-rated features to estimate how well it would hold up in strong or hurricane-force winds. The inspection may result in a lower premium, provided your home has features that would help protect it from damage in a high wind event.
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Save with an Opening Protection Inspection
An opening protection inspection verifies that your home's openings (doors, garage doors, windows, and skylights) are properly guarded with impact and wind-rated features that meet Florida Building Code requirements. An opening protection inspection may help your property qualify for homeowners insurance policy credits. An opening protection inspection is completed as part of the wind mitigation inspection form but can also be conducted separately.
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Save with Reinspection Services
If you’ve already had an opening protection or wind mitigation inspection completed with Home Inspection Services but have since made changes to your property, you may need to conduct a reinspection. A reinspection reviews and confirms your post-inspection changes to see if you qualify for additional credits.
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